:root{--gold:#D4AF37;--softGold:#F1DF9C;--ink:#0B0D10;--text:#111827;--bg:#FDFCF8;--panel:#FFFFFF;--line:rgba(0,0,0,.08)}
*{box-sizing:border-box}html,body{margin:0;padding:0}
body{font:16px/1.6 Inter,ui-sans-serif,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--text);background:var(--bg)}
.container{max-width:1120px;margin:0 auto;padding:0 20px}
.btn{display:inline-flex;align-items:center;gap:.5rem;border-radius:12px;padding:10px 16px;border:1px solid #0000;background:var(--gold);color:#000;font-weight:600;text-decoration:none;transition:.2s ease;box-shadow:0 1px 0 rgba(0,0,0,.03)}
.btn:hover{filter:brightness(1.05);transform:translateY(-1px)}
.btn.outline{background:#fff;border-color:var(--line);color:#111827}.btn.outline:hover{background:#fff6d8}
.nav{position:sticky;top:0;background:rgba(255,255,255,.85);backdrop-filter:blur(8px);border-bottom:1px solid rgba(0,0,0,.06);z-index:30}
.nav .inner{display:flex;align-items:center;justify-content:space-between;padding:14px 0}
.brand{display:flex;align-items:center;gap:10px}.brand img{height:36px;width:36px}.brand .name{font-weight:800;letter-spacing:.2px}
.nav a{color:#111827b0;text-decoration:none;margin-left:18px;font-weight:600}.nav a:hover{color:#111827}
.hero{background:linear-gradient(180deg,#FFFFFF,#FBF8EE);color:#111827;position:relative;overflow:hidden;border-bottom:1px solid var(--line)}
.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;padding:72px 0}@media (max-width:960px){.hero .wrap{grid-template-columns:1fr}}
.badge{display:inline-flex;align-items:center;gap:8px;border:1px solid rgba(0,0,0,.06);background:#fff;border-radius:999px;color:#111827;padding:6px 10px;font-size:12px}
.kpis{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:18px}
.kpi{border:1px solid var(--line);background:#fff;border-radius:16px;padding:14px}
.section{padding:64px 0}
.h2{font-size:34px;line-height:1.2;margin:0 0 6px;font-weight:900;letter-spacing:.2px}
.lead{color:#374151;margin:8px 0 0;font-size:18px}
.grid{display:grid;gap:16px}.grid.cols-3{grid-template-columns:repeat(3,1fr)}.grid.cols-4{grid-template-columns:repeat(4,1fr)}
@media (max-width:960px){.grid.cols-3,.grid.cols-4{grid-template-columns:1fr 1fr}}
@media (max-width:640px){.grid.cols-3,.grid.cols-4{grid-template-columns:1fr}}
.card{background:var(--panel);border:1px solid var(--line);border-radius:18px;overflow:hidden;transition:box-shadow .25s ease,transform .25s ease}
.card:hover{box-shadow:0 18px 40px rgba(0,0,0,.06);transform:translateY(-2px)}
.card .head{display:flex;align-items:center;gap:12px;padding:16px}
.icon{height:40px;width:40px;border-radius:12px;display:grid;place-items:center;background:linear-gradient(135deg,#F1DF9C,#fff);border:1px solid rgba(0,0,0,.06)}
.card .title{font-weight:700}.card .body{padding:0 16px 16px;color:#4B5563;font-size:15px}
.sep{height:1px;background:#e5e7eb;margin:20px 0}
.table{width:100%;border-collapse:collapse}.table th,.table td{padding:10px;border-bottom:1px solid var(--line);text-align:left;font-size:14px}
.small{font-size:13px;color:#6B7280}